Get and insurance coverage built to protect your property.
Home insurance covers your house and belongings against life’s unexpected events. It covers you against theft, damage by extreme weather, fire, and other losses. Generally, home insurance is categorised by two types of cover — buildings and contents. These can be combined or bought separately for total peace of mind, so the first step is deciding which option is better for you.
On a home Insurance package, we cover Buildings,
Contents, All Risks, WIBA, Employers Liability, Owners Liability, and Occupiers Liability
Property insurance Quote
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Start a fast, free property insurance quote with us. We help you find any insurance coverages that are right for you, so you’re not paying for anything you don’t want!
Get an insurance quote – typically takes 2 minutes or less. Switch to Broadcover Insurance for an insurance policy from a brand you can trust.
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FAQs
Frequently Asked Questions
It is the law, Protect you against financial loss in the event your vehicle is damaged, Protect you against liability in the event of third party damage.
With about 900 insurance companies writing property/casualty policies in the United States, individual homeowners policies vary. However, 80 percent of homeowners policies are based on a standard form, and all homeowners policies cover two important areas: property and liability. Moreover, your policy may cover you for additional living expenses should your home not be livable for a period of time due to a covered peril.
Yes. Real property and personal property are covered. The value of your real property—your home, garage, shed and other structures-is generally based on the value of the main structure, the house itself. So, if the house were insured for $75,000, other auxiliary structures would be covered for 10% of that, or $7,500 worth of damages.